Exclusive 60 Months Interest-Free* on Panasonic Ducted Air Conditioner Installations
Promo Starts: 22nd of October 2025
Promo Ends: 31st March 2026

Minimum Financed Amount: $2300

Ready to get started?

Don’t miss this incredible offer on a new Panasonic Ducted Air Conditioner! Enjoy ultimate home comfort with NO DEPOSIT and 0% Interest* for up to 60 months.

Offer valid for purchases made from Wednesday 22nd October 2025 to Tuesday 31st March 2026. System must be installed by 5:00 PM AEDT on Thursday 30th April 2026.

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Important Dates

  • Apply & get approved: by 5:00pm AEST, Tuesday 31st March 2026
  • Finalise purchase (added to finance account): by 5:00pm AEST, Tuesday 31st March 2026
  • Installation complete: by 5:00pm AEDT, Thursday 30th April 2026

Panasonic - 60 Months 0% Interest, No Deposit!*

Make whole‑home comfort affordable this winter. When you purchase a Panasonic Ducted Air Conditioning System through Smarter Air & Electrical between 22nd October 2025 and 31 March 2026, you can apply for No Deposit, 0% Interest for up to 60 months (subject to approval. Fees & T&Cs apply).

Quick Highlights

  • Up to 60 months interest‑free on Panasonic ducted systems
  • No deposit required
  • Fast online application and approval
  • Install by 30th April 2026 (AEDT)

    How It Works (Step‑by‑Step)

    1. Get a quote for a Panasonic ducted system from Smarter Air & Electrical
    2. Accept our quote for a Panasonic ducted system & skip paying a deposit
    3. Our team will send you a link to the Humm90 interest-free* online application
    4. If approved, you’ll receive a humm90 Mastercard®. Use the 4‑digit PIN (SMS) to accept the credit offer.
    5. Book your installation date for before 30th April 2026 & provide us with second 4‑digit PIN (SMS) provided to you by Humm90.

    Eligibility & Key Conditions (Plain English)

    • Products: Panasonic Ducted Air Conditioning Systems only (wholesale excluded).
    • Offer window: 22nd October 2025 — 31st March 2026 (AEST).
    • Finance terms: 60 months interest‑free*.
    • Minimum finance: $2,300 (60 months).
    • Who can apply: Domestic residence applications only; approved applicants.
    • Fees: Additional fees and charges apply (e.g. $99 annual fee on account opening or $9.95 monthly fee depending on your Credit Contract start date).
    • Payments: Minimum monthly repayments required. If payments are late or criteria aren’t met, standard humm90 interest rates can apply.
    • Cut‑off times (AEST unless noted):
      • Finance approved and purchase added to your finance account by 5:00pm, Tuesday 30 September 2025.
      • Installation completed by 5:00pm AEDT, 30th April 2026.

    *Disclaimer: Offer available 22/10/2025–30/03/2026 for eligible Panasonic Ducted systems purchased through Smarter Air & Electrical. No deposit, 0% interest for 60 months with minimum finance amounts of $2,300 (60 months). Domestic residence applications and approved applicants only. Fees, terms and conditions apply, including a $99 annual fee on account opening (or $9.95 monthly fee depending on contract date). Minimum monthly repayments required; if not made on time, interest may apply at humm90 rates. Purchases must be added to your finance account by 5:00pm AEST, 31/03/2026 and installed by 5:00pm AEDT, 30/04/2026. Credit provided by humm Cards Pty Ltd (see humm90 for current fees, charges and interest rates). Wholesale excluded from finance offer.

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